← Back to Home

Tampa, Florida

Fiduciary Wealth Advisor in Tampa, Florida

Tampa is where much of Tampa Bay goes to work — corporate headquarters, hospitals, universities, and a growing base of privately held companies. For the executives and business owners who run them, the financial questions are rarely simple: equity that vests on a schedule, a business that is both your income and your largest asset, and benefits decisions made once a year that echo for decades. We serve Tampa clients in a fiduciary capacity — advice legally and ethically bound to your best interest.

Wealth Advisors Who Care serves Tampa and clients across the Tampa Bay area. Meet by video from anywhere, or in person at the IFP office in Tampa (by appointment only), or at your home or place of business. — so a Discovery Meeting fits a working schedule on either side of the bay. Our approach is process before products: we build your Financial Blueprint™ first, then select investments and strategies to serve it. We are transparent and objective about fees, costs, investment selections, and strategies.

Where we meet Tampa clientsMeet by video from anywhere, or in person at the IFP office in Tampa — 3030 N. Rocky Point Drive West, Suite 700, Tampa, FL 33607 (by appointment only) — or at your home or place of business. Our Palm Harbor address, 2934 Landing Way, Palm Harbor, FL 34684, is a mailing address only; appointments are not held there. Call (727) 230-3800 or email Tony Adamo at tadamo@wealthadvisorswhocare.com or Chris Ritacca at critacca@wealthadvisorswhocare.com.

Why a Fiduciary

Objectivity. Integrity. Fiduciary.

A fiduciary advisor must put your interests first — a legal and ethical duty, not a marketing phrase. For Tampa professionals whose compensation and benefits are complex, that duty matters in every recommendation.

A Duty to You First

We serve our clients in a fiduciary capacity through IFP Advisors, LLC, a registered investment adviser. Recommendations are made for your benefit — not to sell a product.

Transparent Fees

We are transparent and objective about fees, costs, investment selections, and strategies — disclosed in writing before you engage, with published engagement plans on our Services page.

Process Before Products

Your strategy is designed first; investments are selected to serve it — never the reverse. That discipline helps you avoid emotional mistakes and stay on the path to financial freedom.

Planning for Tampa's Working Life

Built for executives, owners, and professionals

Tampa's economy runs on leadership — and leadership compensation. These are the situations our Tampa planning most often addresses.

CEOs & Executives

Equity awards on vesting schedules, deferred compensation elections, and employer stock that can quietly come to dominate a balance sheet.

  • Concentrated employer-stock risk and diversification
  • Equity compensation: RSUs, options, and ESPP decisions
  • Tax planning for high and variable income years

Business Owners

For owners, the business is usually the largest asset and the largest risk at once. Planning has to serve the household and the enterprise together.

  • Succession and exit planning, coordinated with transition consultants
  • Liquidity-event preparation and post-sale investing
  • Separating personal wealth from business risk

Professionals & Retirees

Professionals building toward retirement, and retirees drawing on what they built — with income you understand and a plan you can follow.

  • Retirement income and withdrawal sequencing
  • Social Security claiming strategy
  • Roth conversion and tax-bracket management

Our Services

Four service lines, one integrated plan

The same four service lines we offer across Tampa Bay — coordinated so decisions in one area support the others.

Financial Planning

Comprehensive planning built around your Financial Blueprint™ — retirement, income, investments, Social Security optimization, tax-efficient planning, estate & legacy, and asset protection.

Explore Financial Planning →

Business Advisory Services

Through our Integrated Business Solutions Team™ — a coordinated, turn-key team aligning legal, tax, financial, retirement, and succession strategies for business owners.

Explore Business Advisory →

Qualified Plan Solutions

401(k) solutions through July Business Services and AbsoluteCapital — so your workplace plan is managed as part of one personalized financial plan, not in a silo.

Explore Qualified Plans →

Insurance Solutions

Life insurance, fixed & fixed indexed annuities, and long-term care planning — reviewed in a fiduciary capacity and offered through Gulf Coast Insurance Solutions.

Visit Gulf Coast Insurance Solutions →

Our Process

The Financial Blueprint™ process

Six steps from your complimentary Discovery Meeting to ongoing guidance and annual reviews — the same process for every client, personalized to your goals, business commitments, and family situation.

1

Discovery Meeting

Schedule your complimentary Discovery Meeting — by video from anywhere, or in person at the IFP office in Tampa (by appointment only), or at your home or place of business.

2

Get to Know Each Other

Your goals, retirement vision, concerns, and whether we are the right fit.

3

Organize Your Financial Picture

Income, investments, real estate, insurance, debt, and estate considerations.

4

Build Your Financial Blueprint™

A comprehensive plan tailored to you. Estimated timeline: 1–2 weeks.

5

Review Recommendations Together

Analysis and recommendations presented clearly, so you feel confident moving forward.

6

Implement, Monitor & Adjust

Ongoing monitoring, periodic reviews, and complimentary Blueprint™ updates.

See the Process in Detail

Tampa, begin with a conversation, not a commitment.

An introductory consultation is an opportunity for both of us to determine fit. Bring your questions; we will bring candor about what we can and cannot do for you. Meet by video from anywhere, or in person at the IFP office in Tampa (by appointment only), or at your home or place of business..

Book an Introductory Consultation with Tony AdamoBook an Introductory Consultation with Chris Ritacca